Terms & Condition

INTRODUCTION

Welcome to Phamous Group Ltd. These Terms & Conditions govern your access to and use of our website, any associated services, content, products or investment opportunities offered through the Website. By accessing or using the Website and/or Services, you agree to be bound by these Terms.

Eligibility and Account Registration

You must be at least 18 years old (or the legal age of majority in your jurisdiction) to use our Services.

You must provide accurate, current and complete information when registering for an account, subscribing to a newsletter, or using other interactive features.

You are responsible for safeguarding your password and account information. You agree to notify us immediately if you suspect any unauthorized use of your account.

Use of the Website and Services

The Website and Services are provided for your personal, non-commercial use only, unless otherwise agreed in writing.

You agree not to use the Services in a manner that:

• violates any applicable law or regulation;

• infringes the rights of a third party (including intellectual property rights);

• disrupts or interferes with the Website or servers/networks connected to the Website;

• engages in deceptive, fraudulent or harmful activity.

We reserve the right to suspend or terminate your access if you violate these Terms.

Investment and Purchase Offers

The Website indicates investment plans (e.g., farmland units, real estate, food & beverage initiatives) and other products for sale. Your participation in any investment plan or purchase is subject to additional terms, risks, due diligence, and acceptance by us.

Past performance (if any) does not guarantee future results. All investments carry risk, including the loss of capital.

We may set minimum or maximum investment amounts, return periods, number of returns, maturity periods or other parameters; those details will be specified in the offering materials.

Unless explicitly stated otherwise, capital is not guaranteed and returns are not assured.

You are responsible for understanding the nature of the investment, the associated risks, and the suitability of the investment for your financial situation. We strongly recommend you obtain independent financial, legal or tax advice.

Product Sales

If we offer physical products (e.g., from our food & beverages arm) for sale via the Website, separate product-sale terms apply (e.g., shipping, returns, refunds). We may specify those in the product page or purchase-agreement.

Title to goods passes to you upon our dispatch (or such other point as specified). Risk of loss may pass at the same time.

Intellectual Property

All content on the Website (text, graphics, logos, images, videos, software) is the property of Phamous or its licensors and is protected by copyright, trademark and other intellectual-property laws.

You may view, download or print pages from the Website for your own personal use, provided you keep all copyright/trademark notices intact. Any other use (e.g., modification, distribution, commercial exploitation) is prohibited without our prior written consent.

Disclaimers Limitation of Liability

The Website and Services are provided “as is” and “as available” without warranties of any kind, either express or implied, to the fullest extent permitted by applicable law. We disclaim all warranties, including but not limited to implied warranties of merchantability, fitness for a particular purpose, accuracy or reliability.

We do not warrant that the Website will be error‐free, uninterrupted, secure or free from viruses or other harmful components.

In no event will Phamous, its officers, directors, employees or agents be liable for any indirect, special, consequential, incidental or punitive damages, or losses of profits, revenues, data or business opportunities, arising out of or in connection with your use of the Website or Services, even if advised of the possibility of such damages.

Our total liability to you for direct damages arising out of or in connection with these Terms will not exceed the amount paid by you (if any) in the preceding 12 months.

Contact Information

If you have questions about these Terms, please contact us at:
Phamous Group Ltd
No. 35 Orelope Street, Egbeda, Lagos State, Nigeria
Phone: +234 906 427 1378
Email: info@phamousgroupltd.com